Holiday Road Trips: Must-Have Auto Coverage Before Leaving South Carolina

A holiday road trip is an exciting way to celebrate the season, but before you hit the highway, it’s important to make sure you’re financially protected for the journey. Super Insurance Discounts can help you secure auto insurance.

Essential Coverage for Holiday Travel

Our agents may recommend the following:

• Liability coverage can help cover costs if you’re responsible for others’ injuries or property damage in an accident.
• Comprehensive coverage can provide financial support following non-collision events, such as theft, vandalism or storm damage.
• Collision coverage can help pay for repairs if you’re involved in an accident. It can be valuable if you’re driving long distances or through unfamiliar areas.
• Uninsured/underinsured motorist coverage can provide crucial funds if you are involved in an accident caused by someone who lacks liability insurance.
• Roadside assistance coverage can help with towing, battery jumps, lockouts and more, so you’re not stranded far from home.

Coverage Considerations for Out-of-State Travel

When traveling outside South Carolina, it is important to understand how your auto policy applies across state lines. Coverage requirements and minimum liability limits can vary by state, which may affect how a claim is handled after an accident. Some policies automatically adjust to meet another state’s minimum requirements, but higher limits may still be worth considering if you will be driving in areas with heavier traffic or higher repair costs. It is also helpful to confirm that services like roadside assistance and rental reimbursement apply during out-of-state trips to avoid surprises while you are away from home.

Contact Us

Super Insurance Discounts is committed to helping South Carolina drivers financially prepare for a safe and enjoyable holiday travel. Our team can review your current policy, recommend adjustments and answer any questions you may have about auto insurance. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.