Professional Liability Insurance in Greenville, SC
A dissatisfied client can raise a claim even when your work meets professional standards. At Super Insurance Discounts, our team helps professionals in Greenville, SC find professional liability coverage that fits their work.
What Is Professional Liability Insurance?
Professional liability insurance, often called errors and omissions (E&O) insurance, is designed for individuals and businesses that offer professional services or advice. If a client claims your work caused them financial harm due to a mistake or omission, this coverage may help respond to the claim.
What Does Professional Liability Insurance Cover?
A professional liability policy may include the following:
- Negligence claims—Allegations that your services fell below the expected standard of care
- Errors and omissions—Mistakes or oversights in your work product or advice
- Misrepresentation—Claims that you offered inaccurate or misleading information
- Breach of duty—Failure to fulfill a professional obligation to a client
In response to claims, your policy may help pay for legal costs, including attorney fees, settlements and judgments.
What Professional Liability Insurance Typically Does Not Cover
A professional liability policy generally does not cover the following:
- Intentional fraud or criminal acts
- Third-party bodily injury or property damage, which are typically covered by general liability insurance
- Employment-related claims, which typically require employment practices liability insurance (EPLI)
- Cyber incidents, which are generally covered by a cyber liability policy
Our team can help you evaluate whether additional policies are needed.
Get Started
Professional liability claims can arise unexpectedly, even in long-standing client relationships. Contact Super Insurance Discounts today to request a professional liability insurance quote.