Home Insurance in Greenville, SC
For both new and long-term homeowners in South Carolina, having sufficient home insurance is an important part of responsible ownership. While lenders usually require it, this policy can also help you address unforeseen damage or losses, even if you own your home outright.
Understanding Home Insurance Coverage
Standard home insurance policies may include the following:
- Personal property coverage may reimburse you for your belongings, including furniture, electronics and clothing, if they are stolen or damaged.
- Dwelling coverage may help pay to repair or rebuild your home if it’s damaged by covered risks such as fire or vandalism.
- Other structures coverage can offset losses if outlying structures on your property (e.g., a detached garage or shed) are damaged by covered perils.
- Liability coverage may offer financial aid if someone is injured on your property or if you accidentally cause damage to someone else’s property.
- Additional living expenses coverage may cover extra costs if you need to live elsewhere while your home is being repaired after a covered loss.
What Endorsements Can I Add to My Existing Policy?
There may be situations your home insurance doesn’t cover. To address these needs, you can include endorsements, or add-ons, such as:
- Scheduled personal property coverage may help cover high-value items such as jewelry, art or collectibles.
- Water backup coverage may provide coverage for damage caused by backed-up drains or sump pumps, which aren’t always included in standard policies.
- Equipment breakdown coverage may help with the cost to repair or replace major home systems and appliances if they break down due to mechanical failure.
Get Home Insurance Near You
Our team at Super Insurance Discounts can help you understand your options and tailor a policy to your needs. Contact us today to get a personalized quote.